CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Terry was great…efficient, punctual, and explained everything when we had questions or concerns! Great experience! Thank you, Terry!
Terry did a great job walking us through all the steps of being newly retired and purchasing a home. He made it all very easy!
Terry was very knowledgeable and understanding with the process
Terry explained and broke down everything for my husbnd and I to understand. He never missed a beat and kept us informed through the entire process.
Terry was fantastic. Very transparent and very quick to respond. Thank you so much other than the southern accent in my Chicago Midwest accent that was the only issue ha ha kidding. Seriously though Terry was great.
Getting our credit score up and finding the right loan company.
Terry is super responsive, and that distinguishes him from other professionals. When extra paperwork is needed on a weekend or at night, Terry always responds, a great comfort to buyers.
Terry was very responsive and the process was basically seamles!
Terry Made it a great experieence
Terry was absolutely wonderful throughout the entire process from beginning to end! He was also available to answer any questions I had which was great! Would definitely recommend him to any of my friends and family
Terry was great. He responded quick and explained every step.
Very pleasant & easy experience!
I have worked with Terry on multiple house purchases and every time has been a breeze. He is so knowledgeable and informative. He answered every question in a swift timeframe. Higly recommend!
Great team to work with, very helpful throughout.
Terry is the best!!
Terry was always available for our questions and concerns