CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Could not be happier with how smoothly this process was with Terry at our side! He is a miracle worker for sure, I can’t recommend him enough! Highly satisfied first time home buyer here! Thank you Terry!
Terry was very responsive and addressed any concerns almost immediately, I would work with them again in the future and recommend to friends/family!
Terry was great to work with! He responded to all of my questions and made the whole process straightforward and easy to work through. Terry is dedicated to his work, and it shows in all that he does. I highly recommend working with him!
Easy process, no hidden expectation.
was very helpful and communicated well throughout the whole loan process. Overall, it was a great experience working with Terry and Novus mort
Terry was awesome to work with! He is very knowledgeable and personable. The whole process was straightforward and easy to navigate. I had a last minute issue that was out of my control and Terry helped make sure that I was able to close on time. I would highly recommend working with Terry on your next mortgage.
Was a great experience from start to finish. Would highly recommend.
Was a great experience from start to finish! Would highly recommend.
It was a good experience from start to finish
Terry is extremely knowledgeable and professional. He worked closely with us 24/7 always quickly responding and going above and beyond our expectations!
Terry was incredible! He responded day or night to our questions and kept us closely in the loop at all times. We are more than greatful to have worked with him!
Transparent and helpful, very easy to get in contact with, and friendly.
He is the best guy i have ever worked with Barr none
Terry and his team were more than incredibl!! They made the entire process so easy!
Terry was Fantastic! His dedication and genuine honesty was apparant and sincere. He helped through the whole process and saved us as much as he could. Pleasure doing business with him.
Terry was beyond excellent. I can't express how much he helped me survive this crazy process. He was my calm in the storm. I will forever be grateful to him.