CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Awesome interface and super user friendly. Everyone on the team is effecient and effective!!
All questions were asked and thebprocess was clear and simple
We recommend Luke to EVERYONE! My mom went through him and so did I! His numbers out beat others! He truly made the process so painless and was always so fast to get back to me on any questions! Also LOVE how the pre approval is good for a year vs others are only good for 3/4 months.
Luke was always willing to answer any questions we had and always answered promptly while also showing a great understanding for the intricacies of the refinnancing process. We reccomend Luke for all your home mortgage needs!
Luke was amazing throughout the entire refinancing process. He was very knowledgeable and prompt with all of his responses to our numerous questions. Would highly recommend his services to anyone.
Luke was recommended to us through our friends and realtor. It was one of the best decisions we've made when purchasing our first home! Even though we didn't get to meet them in person, Luke and his assistant Nicole were great with communicating and helped to walk us through with an easy to understand step by step process to make sure everything went smoothly. We highly recommend getting your mortgage through him if you are looking to buy a house.
Luke was very fast to respond to our questions, explained in great detail and made my wife and I feel confident and comfortable throughout the whole lending process. Would recommend!
Very helpful and professional.
I have worked with Luke Pickel on several loan applications and closings. Luke is a top notch professional. If you are looking for the best mortgage professional contact Luke.
luke and his team was amazing didnt have to worry about nothing i didnt think that buying a house could be so easy but with luke and his team did
Luke helped us with our first home purchase from start to finish! He and his team were very responsive and helped us understand the different options we had as first time home buyers. I would highly recommend Luke and his team!
Best experience I could have for buying my first house. Luke and his team went above and beyond helping me throughout the experience and keeping me within an affordable budget. He simplified everything and answered all my questions as quickly as he could and also did everything on his end quickly. I would highly recommend Luke to anyone.
Luke was extremely responsive and eager to help us learn and understand about all of our options. He explained everything in detail and ultimately helped us make the decision that made the most sense for us during our recent refinance. Him and his team are extremely organized and great to work with! We would recommend him to anyone looking to purchase or refinance a home.
Luke was quick to respond to our questions and was very transparent. He made my wife and I feel very confident and comfortable throughout the whole lending process. I would recommend him to anyone looking for help with buying a home!
Very knowledgeable, concise, and provides answers to every question.
Luke and Nicole were great. Responsive, professional, and a pleasure to work with.