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Maria Klima

Loan Officer
NMLS #147364

Mokena Branch
19627 South La Grange Road
Mokena, IL 60448

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Maria kept us posted on status, answered our questions promptly, and worked with us to get a favorable rate. We highly recommend!
Elizabeth A H.
Buckeye, AZ
February 9, 2026
Maria kept us posted on status and answered questions promptly. Thanks for making this a stress-free experience. Highly recommend!
Liz H.
February 9, 2026
Maria is a awesome loan officer she walk me through and explain everything about the loan process and always was honest and straightforward about any questions or concerns I had about loan process my experience was very professional and I highly recommend her if you are looking for a home loan thank you Maria for everything you did for me
Johnny O.
Arizona City, AZ
February 6, 2026
Great people to work highly recommend for your home purchase
Johnny O.
February 6, 2026
Maria was very helpful and did a grear job.
Raymond P G.
Buckeye, AZ
February 3, 2026
Maria recently helped my fiancé and me purchase our new home, and she was truly wonderful to work with. She was incredibly helpful, always a delight, and clearly very dedicated to her work. She made the process smooth and stress-free, and I’ll definitely be referring her to anyone looking to buy a home.
Adrianna T.
Apache Junction, AZ
February 2, 2026
Maria recently helped my fiancé and me purchase our new home, and she was truly wonderful to work with. She was incredibly helpful, always a delight, and clearly very dedicated to her work. She made the process smooth and stress-free, and I’ll definitely be referring her to anyone looking to buy a home.
adrianna T.
February 2, 2026
Maria Klima, my loan officer was knowledgable, efficient, very helpful, compassionate, and considerate! I would recommend her and Novus to any family member or friend. Terry in processing was also very pleasant to work with and efficient. Underwriting was also very efficient as well I look forward to working with Novus again to build my retirement dream home sometime in the future. I cannot say enough of how thankful that I am to have been able to work with the team at Novus. I have worked very hard to build a comfortable net worth of around 2 million dollars from a very modest income. My cash out refinance will allow me to move forward to the next chapter of my life with some long overdue liquidity. Thank you all very much! And may you all be Blessed! Anthony
Anthony T.
Lafayette, IN
January 21, 2026
Maria Klima, my loan officer was knowledgeable, efficient, helpful, and compassionate. She is very professional and promptly communicates during the entire process. I would recommend her to any family member or friend! I would give her ten stars if I could! Terry, my loan processor, was efficient, also very nice and pleasant to work with. Underwriting was efficient as well. I expect to do business with Novus in the future. Thanks!
Anthony T.
January 21, 2026
stayed in constant communication through this whole process even while she was on vacation. She always answered any text or call and always help to find a solution to any issue that came up. She guided us through every step and always had our best interest at heart.
Misael D.
Yuma, AZ
January 18, 2026
Maria was the best and helped thru every detail. She made the process very easy and kept in communication about everything! Thank u Maria you are the best!
Misael D.
Yuma, AZ
January 14, 2026
Maria was very knoldgeable on the process kept us informed and did the hard work to meet our adjusted deadline … maria is the best for customer relations and got us the deal we wanted 10/10 would recommend
William U.
Findlay, OH
January 13, 2026
An amazing loan officer with good knoldge on the home buying process
William U.
January 13, 2026
I had an excellent experience working with maria while purchasing my first home. As a first-time buyer, I had a lot of questions, and they were incredibly patient, knowledgeable, and helpful every step of the way. They took the time to explain the process clearly, kept me informed throughout, and made what could have been a stressful experience feel smooth and manageable. I truly felt supported from start to finish, and I couldn’t be happier with how everything turned out. I highly recommend them to anyone especially first-time homebuyers
Austin H.
Grove City, OH
January 12, 2026
Great communication and great help with my first home purchase.
Austin H.
Grove City, OH
January 8, 2026
This was my first time buying a house and I would recommend working with Maria and novus 10/10 times. This was a fantasic fantastic experienc.
Buck D.
Carlsbad, NM
January 6, 2026