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Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
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Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
7598 reviews
Overall Rating
4.93/5.0 rating based on 7598 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 7,613 reviews
The Team at Novus is like none other. From the start of our home search process, Megan was there for us to answer all our questions and provide us with professional insight. Jake Schoemann leads his team well and you feel it through the interactions start to finish. We are blessed to have worked with them when buying our new home! And an added bonus – Jake has the best social media presence, go check him out! He will make you laugh and learn something new at the same time!
Andrea Rogers .
December 18, 2025
With Loan Officer Jake Schoemann – Novus Home Mortgage
Jeff was so helpful and awesome!!!
Alyssa H.
Saint Louis, MO
January 28, 2026
With Branch Manager Jeffrey Brother
Great experience. Jesse was very knowledgeable in doing what needed to get done in order for me to get approved.
Allen R.
Warren, OH
January 28, 2026
With Area Manager Jesse DeJacimo
Tony and everyone made this process as painless as possible for me, especially being a first time home buyer.
Joseph A N.
Crete, IL
January 28, 2026
With Branch Manager Anthony Rovella
Blaire is a PHENOMENAL lender to work with! I purchased my townhome last May as a first-time homebuyer, and she was with me every step of the way. She was incredibly patient, answered all of my questions, and made sure I truly understood the process. I used a VA loan, and Blaire is extremely knowledgeable about the VA loan process. I always felt like she had my best interest at heart, and her transparency made me feel confident and supported throughout the entire journey. She made what could have been a stressful experience feel smooth and effortless. I also truly appreciate how personable and approachable she is—working with her felt genuine, not transactional. I recommend Blaire to anyone looking to buy a home. If you’re considering working with her and reading this review, this is your sign—do it! 🏡✨
Destiney S.
January 28, 2026
With Loan Officer: Blaire Laudermilk – Novus Home Mortgage
When it comes to lending, Carlos is a true "think outside the box" type of person; always working towards getting your mortgage loan closed.
George L.
January 28, 2026
With Loan Officer Carlos Wejebe – Novus Home Mortgage
Quiero agradecerles sinceramente a ti, Carlos, y a tu equipo por su dedicación y apoyo durante todo este proceso. Su profesionalismo y orientación hicieron que esta experiencia fuera fluida y realmente significativa. Estoy profundamente agradecido por todo lo que han hecho para que este logro fuera posible. un millón de gracias 🙏
Eury A.
January 28, 2026
With Loan Officer Carlos Wejebe – Novus Home Mortgage
Great experience! Prompt answers to all questions.
Carol A R.
Niles, OH
January 27, 2026
With Area Manager Jesse DeJacimo
Overall great experience, highly efficient and took little time on my part which is extremely valuable to me.
Heather S.
Lakeville, MN
January 27, 2026
With Division Manager Daniel Wenner
Karl and his team were very responsive with any questions we had and were able to get us to the closing table on a difficult property. We will recommend you guys to everyone
Carlton Richard B.
Myrtle Beach, SC
January 27, 2026
With Loan Officer: Karl Hoeferlin
Zack is always so helpful, thorough, and prompt. We would recommend Zack and his team every single time!
Megan D H.
Brownsburg, IN
January 27, 2026
With Loan Officer: Zachary Disinger
Ray continues to provide top tier customer service. He provided an initial loan approval to support the buyer offer, very quickly over the weekend. Once the offer was accepted, we were able to close incredibly quickly which included working over the Christmas and New Year holiday. Loan terms were better than i expected and there were not any surprises in the final terms at closing. I was very pleased with Ray and his team.
Christopher K.
Dover, NH
January 27, 2026
With Branch Manager Raymond Tweedie
patiently walked me through and explained everything thoroughly.
Skylar W.
Mint Hill, NC
January 27, 2026
With Branch Manager Bruce Lawing
Had a great experience with Jeff. I would use him again in the future when I need to refinance.
Matthew A.
Ooltewah, TN
January 27, 2026
With Branch Manager Jeffrey Suter
Very informative throughout the process with constant upates. All the while getting it done very rapidly and precisely. I will recommend Chris to all and use him any chance I get.
Brian Franklin W.
Corinth, MS
January 27, 2026
With Loan Officer Chris Hoehn

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

Photo of Eric Egenhoefer and Kerry Wirth from the Novus Executive team, standing in a conference hall.

Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.