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Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
12351 reviews
Overall Rating
4.93/5.0 rating based on 12351 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 12,383 reviews
Keith was absolutely amazing. he was informative, well educated, and simplified a process that can seem very daunting to home buyers . There's no one else I would ever recommend using other than Keith
Ashley P.
Bohemia, NY
March 18, 2026
With Branch Operations Manager Keith Radonis
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
William Thomas B.
Saint James, NY
February 7, 2026
With Branch Operations Manager Keith Radonis
Veryeasy process thanks to jesse
Timothy H S.
Niles, OH
April 1, 2026
With Area Manager Jesse DeJacimo
it done in a timely manner
Frank S M.
Mc Donald, OH
April 1, 2026
With Area Manager Jesse DeJacimo
Shiva was great throughout the entire process!
Korey W.
Oklahoma City, OK
April 1, 2026
With Loan Officer Shivanandha Vasudevan
Bill was great to work with. We had a tough one to get through, and all of us together got the job done! If you think you may have a tough deal, then Bill and his team can get the job done!
Mary Y.
April 1, 2026
With Branch Manager Bill McLeod
Everything was a smooth process
Connie Sue L.
Huntsville, AL
April 1, 2026
With Loan Officer Lissa Blagburn
Elliot and his team led me through a smooth transition. They explained everything to me in a manner that was easy to understand and the whole process was very simple. I would highly recommend using them!
Casey Garrett C.
CHIPLEY, FL
April 1, 2026
With Loan Officer Elliot Farmer
No review
Robert S.
Spring Brook Township, PA
April 1, 2026
With Branch Manager Angelo Ambrosecchia
Tony is knowledgeable, communicative, and has a deep sense of care for his clients. We felt well prepared and informed throughout the entire process.
Gena S.
HOMER GLEN, IL
April 1, 2026
With Branch Manager Tony Rovella
Simple and thorough process.
Ursula M.
The Villages, FL
April 1, 2026
With Branch Manager Brett Cooker
Karl and the whole staff was excellent. They were very caring amd understanding through the whole process. They answered any questions we had as promptly as they could.
Robert Wayne M.
Shelby, NC
April 1, 2026
With Regional Sales Manager Karl Hoeferlin
It went fast and
Kelly S.
Shelby, NC
April 1, 2026
With Regional Sales Manager Karl Hoeferlin
Everyone that I worked with in the process were great! I want to make sure to single out Mr. Ross Rhodes. He was exceptional! Professional, knowledgeable and was able to communicate in a manner that was best for me. Because of Mr. Rhodes, I will not only handle any of my personal mortgage activitie, but will be also referring family and others to Novus in the future. He is an asset to your company.
Frank J.
Dallas, TX
April 1, 2026
With Senior Loan Officer Ross Rhodes

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

Photo of Eric Egenhoefer and Kerry Wirth from the Novus Executive team, standing in a conference hall.

Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.