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Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
8655 reviews
Overall Rating
4.94/5.0 rating based on 8655 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 8,655 reviews
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
William Thomas B.
Saint James, NY
February 7, 2026
With Branch Operations Manager Keith Radonis
Keith was very professional and very friendly. He was always available to answer questions and went above and beyond in all respects. We could not have gotten through this process without him and will undoubtedly refer him to friends and family!Keith was very professional and very friendly. He was always available to answer questions and went above and beyond in all respects. We could not have gotten through this process without him and will undoubtedly refer him to friends and family!Keith was very professional and very friendly. He was always available to answer questions and went above and beyond in all respects. We could not have gotten through this process without him and will undoubtedly refer him to friends and family! KeithKKJKeith
Brett A P.
PLAINVIEW, NY
October 31, 2024
With Branch Operations Manager Keith Radonis
Easy to talk to and quick with anything we needed
Chandler Wayne N.
Rockwell, NC
February 11, 2026
With Sales Manager Terry Whitesell
I had an excellent experience from start to finish. The entire process was professional, smooth, and well-organized. Brett and his team took the time to clearly explain every part and thoughtfully walked me through each step, ensuring I felt informed and confident throughout. The technology used to deliver and complete the required documents was interactive, user-friendly, and very easy to navigate. Overall, it was a seamless and highly positive experience.
Keith V B.
Palm Bay, FL
February 11, 2026
With Branch Manager Brett Cooker
Clay was great to work with! He responded quickly and was always kind! Clay did a great job checking in regularly throughout the loan process. If he didn't know the answer to something with our DSCR loan, he promptly asked the experts and helped us out.
Savannah W.
Gulfport, MS
February 11, 2026
With Loan Officer Clay Brown
Yvette was so wonderful to work with! We met in an unconventional way, and I immediately liked her and got a great “vibe” about her, and I was excited to work with her. My instincts were correct: Yvette was professional, knowledgeable, and so easy to work with. I am on the west coast and she is on the east coast, but she would call me after hours, and on the weekends, to make sure to align with my schedule, and I was so impressed! She was dedicated to ensuring the entire process went smoothly for me, kept me up to date on the wildly fluctuating (at that time) interest rates, and she helped me be creative with my loan, and she made sure I was happy and comfortable with every step of the process. While closing the loan, she made sure her team was on top of everything (and they were!), and she ensured the closing process went smoothly for me. The entire process went FAST too, and I would highly recommend working with Yvette and her team, and when I am ready for another loan I will be reaching out to her again. I cannot recommend her more highly!
Robin M.
Reno, NV
February 11, 2026
With Branch Manager Yvette Clermont – Novus Home Mortgage
Outstanding experience from start to finish! My loan officer was professional, responsive, and made the entire process smooth and stress-free. They took the time to explain everything clearly and were always available to answer my questions. Highly recommend!
Marcus G.
February 11, 2026
With Loan Officer Carlos Wejebe – Novus Home Mortgage
Wouldnt want to use anyone else. Terry is very knowledgeable and great to work with.
Robert Alex B.
Kannapolis, NC
February 10, 2026
With Sales Manager Terry Whitesell
Teresa is such a pleasure to work with! She always goes out of her to way to make the loan process a great experience!
Molly M.
Scandinavia, WI
February 10, 2026
With Branch Manager Teresa Nelson
Andrea made the whole process seamless. She explained everything from start to finish and was always easily available to answer questions.
Alexandra S.
Sussex, WI
February 10, 2026
With Loan Officer Andrea Lawler
very smooth application process. Easy closing well explained.
Deborah S S.
Delafield, WI
February 10, 2026
With Sales Manager Chuck Miller
Maria kept us posted on status, answered our questions promptly, and worked with us to get a favorable rate. We highly recommend!
Elizabeth A H.
Buckeye, AZ
February 9, 2026
With Loan Officer Maria Klima
Austin did a great job.
Harley T H.
Friendship, WI
February 9, 2026
With Loan Officer Austin Quartullo
I’m so grateful for Clay and the team at Novus Home Mortgage for helping me purchase my new home. They were patient, communicative, and truly went above and beyond to make sure everything went smoothly. The process felt easy and stress-free thanks to their guidance and dedication. I would recommend them without hesitation!
Ashley B.
Laceys Spring, AL
February 9, 2026
With Loan Officer Clay Brown

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

Photo of Eric Egenhoefer and Kerry Wirth from the Novus Executive team, standing in a conference hall.

Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.