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Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
7636 reviews
Overall Rating
4.93/5.0 rating based on 7636 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 7,657 reviews
The Team at Novus is like none other. From the start of our home search process, Megan was there for us to answer all our questions and provide us with professional insight. Jake Schoemann leads his team well and you feel it through the interactions start to finish. We are blessed to have worked with them when buying our new home! And an added bonus – Jake has the best social media presence, go check him out! He will make you laugh and learn something new at the same time!
Andrea Rogers .
December 18, 2025
With Loan Officer Jake Schoemann – Novus Home Mortgage
Maria recently helped my fiancé and me purchase our new home, and she was truly wonderful to work with. She was incredibly helpful, always a delight, and clearly very dedicated to her work. She made the process smooth and stress-free, and I’ll definitely be referring her to anyone looking to buy a home.
Adrianna T.
Apache Junction, AZ
February 2, 2026
With Loan Officer Maria Klima
Jennifer was very informative & communicative throughout our process!
Mark E R.
Brookfield, WI
February 2, 2026
With Loan Officer Jennifer Van Valzah
Jen was very knowledgeable about the and helped me through the loan process with no hiccups. She was always available if I had questions
Hamilton P.
Huntsville, AL
February 2, 2026
With Loan Officer Jen Detulleo
Wonderful experience !!!
Danielle P.
Scott Township, PA
February 2, 2026
With Loan Officer: Angelo Ambrosecchia – Novus Home Mortgage
My husband and I had an exceptional home refinance experience from start to finish. Dustin provided true step by step hand holding support, always taking the time to explain every detail clearly. He stayed in constant communication through calls, answered every question, and had the availability to make sure everything worked smoothly. The process was incredibly fast and stress free, with the refinance loan portion completed and fully approved in just 48 hours. Even better, the loan was fully funded within two weeks. Dustin is Professional, responsive, and truly dedicated to helping his clients succeed. I highly recommend him to anyone looking for a smooth and efficient refinance experience.
The Fords
Purcellville, VA
February 2, 2026
With Loan Officer Dustin Hoffman – Novus Home Mortgage
Maria recently helped my fiancé and me purchase our new home, and she was truly wonderful to work with. She was incredibly helpful, always a delight, and clearly very dedicated to her work. She made the process smooth and stress-free, and I’ll definitely be referring her to anyone looking to buy a home.
adrianna T.
February 2, 2026
With Loan Officer Maria Klima – Novus Home Mortgage
Thank you for you and your teams help throughout the process.
Kelly L.
February 2, 2026
With Loan Officer:
Adam was great to work with and made the process so easy!
Kinsey C.
Trinity, AL
February 1, 2026
With Loan Officer Adam Goode
The process was quick and there was good communication.
Erica C L.
Desoto, TX
February 1, 2026
With Senior Loan Officer Francisco Rubalcava
Thank you for all your and your teams help.
Kelly P. L.
Silverhill, AL
February 1, 2026
With Loan Officer Sara Kidd
Rachael was great to work with. Very professional and helpful. She answered all of our questions, explained everything well and she always kept us informed during the process. She made us feel comfortable asking any questions which was great for us as first time home owners.
Cristian S.
Kankakee, IL
January 31, 2026
With Regional Manager Anthony Perri – Novus Home Mortgage
The service was great and hustle free. Thank you
JEAN M S.
Lauderhill, FL
January 31, 2026
With Branch Manager Joseph Onofre
Rachael Schrank was amazing to work with. extremely timely, efficient and was able to explain everything in terms we could understand. She made the process as easy as possible as first time home owners!
Joanna C.
Kankakee, IL
January 31, 2026
With Regional Manager Anthony Perri – Novus Home Mortgage
Adam made the entire process easy and stress free. He answered every question I had fully and in the simplest way that made it easy for me to understand.
Tristan S.
Athens, AL
January 31, 2026
With Loan Officer Adam Goode

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

Photo of Eric Egenhoefer and Kerry Wirth from the Novus Executive team, standing in a conference hall.

Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.