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Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
12262 reviews
Overall Rating
4.93/5.0 rating based on 12262 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 12,251 reviews
Keith was absolutely amazing. he was informative, well educated, and simplified a process that can seem very daunting to home buyers . There's no one else I would ever recommend using other than Keith
Ashley P.
Bohemia, NY
March 18, 2026
With Branch Operations Manager Keith Radonis
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
William Thomas B.
Saint James, NY
February 7, 2026
With Branch Operations Manager Keith Radonis
Tony made the proccess as smooth and easy as it could be!
Cory S.
HOMER GLEN, IL
March 28, 2026
With Branch Manager Tony Rovella
Transparent and helpful, very easy to get in contact with, and friendly.
Thomas Samuel P.
Salisbury, NC
March 28, 2026
With Sales Manager Terry Whitesell
Quick responses to questions. Transparent about everything. Could tell she cared
Konnor C.
East Liverpool, OH
March 28, 2026
With Loan Officer Brooke Infante
I would like to say Thank you, to Jeff Suter and Novus Home Mortgage, for the exceptional level of service he provided throughout my mortgage transaction. His professionalism, accessibility, and dedication were evident from beginning to end. Mr. Suter consistently made himself available, including on weekends and after normal business hours, to ensure that all questions were addressed promptly and thoroughly. His willingness to provide guidance and support at every stage of the process was greatly appreciated and contributed significantly to a smooth and successful transaction. His knowledge, responsiveness, and commitment to client service distinguish him as a true professional in his field. I am sincerely grateful for his assistance and will not hesitate to utilize his services again in future endeavors. I highly recommend Jeff Suter to anyone seeking a dependable and knowledgeable mortgage agent.
Darrell K.
CEDAR HILL, TN
March 28, 2026
With Branch Manager Jeffrey Suter
Jerry is always great – used him many times.
Jo-Nell L.
Palm Desert, CA
March 28, 2026
With Sales Manager Jerry Buonanno
This was our first home purchase and Jeff definitely made it as smooth as possible.
Angela W.
Murfreesboro, TN
March 28, 2026
With Branch Manager Jeffrey Suter
Zach made the process easy and understandable. His knowledge and skills set made me feel very comfortable with the transaction.
Thomas B.
CHESTERTON, IN
March 28, 2026
With Loan Officer Zachary Disinger
Great team to work with, they make the process so easy from start to finish. I not only refer them to all my clients but I use them on all my personal loans. Thanks Tony for everything!
Maria M.
Hobart, IN
March 28, 2026
With Regional Manager Anthony Perri
The whole experience was amazing. The whole team pitched in and did an amazing job. I could not ask for a better team. Thank you so much for all you did for us.
Angela R.
Indianapolis, IN
March 28, 2026
With Loan Officer Zachary Disinger
Siepre Siempre estuvieron para nosotros y siempre aclararon nuestras dudas, hicieron posble nuestro sueño muchas gracias
Victor Manuel J.
Milwaukee, WI
March 28, 2026
With Loan Officer Jonathan Mosca
Communication and transparency
David F.
Old Lyme, CT
March 28, 2026
With Loan Officer Tim Ryan
Always available to answer all and any questions. Presented credentials when asked. Made the whole experience comfortable and non stressful. Thank you Gabe for everything.
Herman J B.
Albuquerque, NM
March 28, 2026
With Loan Officer Gabe Romo

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

Photo of Eric Egenhoefer and Kerry Wirth from the Novus Executive team, standing in a conference hall.

Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.